Play Online Scratch Cards in the US – How to Play Online Scratch Offs for Real Money

Graziella Calleja profile picture
Sports Editor Fact Checked by Nick Raffoul

Winning money with online scratch cards has never been easier for players in the US. Since 2010, Americans have had the privilege to win big money with online scratchers. Tickets can be bought at a very cheap price, yet you can win millions of USD from an instant scratch card online lottery.

In this guide, we will be covering everything you need to know about online scratch offs. We’ve researched the best sites for online scratch card games, how to play for real money, reviews and comparisons between online casinos, jackpots, big wins and so much more. Let’s get right into it.

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In This Guide

Best Sites to Play Online Scratch Cards

  1. Wild Casino – 100% bonus up to $5,000 & 14 online scratchers
  2. BetOnline – 100% bonus up to $3,000 & huge jackpots
  3. BetUS – 200% crypto bonus, 300% referral bonus, & cool themed online scratch cards
  4. Bovada –  $3,000 welcome bonus & wide selection of games 
  5. – Deposit with crypto & claim your bonus
  6. Jazz – 17 different online scratch card games different from the rest
  7. Cafe Casino – 350% deposit bonus up to $2,500

Reviews of the Best Online Scratch Cards Casinos

There’s a huge selection of online casinos in the US that offer online scratch cards with the opportunity to win real money and hit big jackpots. We’ve reviewed the top 5 offshore online casinos based on what they offer in terms of online scratch card games, bonuses, payouts, and big wins.

1. Wild Casino – No.1 for Online Scratch Cards & Huge Welcome Bonus

Wild Casino Scratch Cards Specialty Games

Wild Casino offers 14 different instant scratch cards online games. Players have the opportunity to choose how much they want to bet on online scratch-offs on popular games like Lucky Nugget and Turkish Delights. If you get matching symbols, you can win over $300,000. 

New players get to benefit from a generous 100% welcome bonus match up to $5,000. To access this bonus, you need to meet the 35x wagering requirement. The bonus can be used on their wide selection of slot games, video poker, and table games. 

Wild Casino also appreciates its loyal customers with ongoing promotions and exciting bonuses, which you can generally unlock using the Wild Casino bonus codes found at the link. These include crypto bonuses, so it’s perfect if you want to try your luck while paying with Bitcoin, etc. 

Welcome Bonus

  • Bonus Type: Casino welcome bonus
  • Bonus amount: 100% up to $3,000
  • Deposits: 100% match up to $1,000 x3
  • Promo code: BOLCASINO
  • Rollover: 30x
  • Min deposit: $25
  • Bonus expiry: 30 days

Scratch Cards Games

  • Turkish Delights 
  • Dream Vacation
  • Symbols of Luck
  • Lucky Night
  • Lucky Nugget
  • Sky Patriots
  • Fabulous Piggy Bank
  • Mysterious Lamp
  • Kings of War
  • Journey of Ra
  • King’s Alchemist
  • The Two Emperors
  • Viking Crown of Destiny
  • Lucky Plunder

What we like:

  • Wide game selection
  • Generous welcome bonus
  • Ongoing promotions
  • Accepts crypto

What we don’t:

  • No live chat/ phone number

2. BetOnline – 100% Bonus up to $3,000 & Huge Jackpots

BetOnline Scratch Cards

BetOnline offers the same 14 scratch card games as Wild Casino. Apart from playing the online scratch cards lottery, you can choose how much you want to bet on the scratch offs to win real money. This gives players the chance to hit big jackpots and they can win x12170 on the famous Mysterious Lamp scratch card.  

New players are welcomed with a huge bonus of up to $3,000 on their first three deposits. Just use the BetOnline promo code BOLCASINO each time you deposit to claim the offer.

If you prefer to deposit with crypto, BetOnline offers an additional welcome bonus of a 100% match worth up to $1,000. Just type in the CRYPTO100 promo code to claim the bonus.

BetOnline is known with US players as one of the top sites where you can play the best online scratch off games for fun. This top online casino also offers 350 different games, 250 of which are online slots

Welcome Bonus

  • Bonus Type: Casino welcome bonus
  • Bonus amount: 100% up to $3,000
  • Deposits: 100% match up to $1,000 x3
  • Promo code: BOLCASINO
  • Rollover: 30x (deposit + bonus)
  • Min deposit: $25
  • Bonus expiry: 30 days

Scratch Cards Games

  • Mysterious Lamp
  • Lucky Nugget
  • Lucky Plunder
  • Journey of Ra
  • Fabulous Piggy Bank
  • Lucky Night
  • King of War
  • Two Emperors
  • Symbols of Luck
  • Dream Vacation
  • Viking Crown Destiny
  • Sky Patriots
  • Turkish Delights
  • King’s Alchemist

What we like:

  • Welcome bonus on each of the first 3 deposits
  • Crypto welcome bonus
  • High reputation & secure
  • 350 different games
  • Ongoing promotions

What we don’t:

  • No dedicated mobile app

3. BetUS – 300% Referral Bonus & 200% Crypto Bonus

BetUS Other Casino Games

BetUS doesn’t have the best online scratch offs selection. However, the three scratch card games that it offers have a very cool theme and are really fun to play. The platform allows you to play scratch cards online for free just for fun to give it a try. Then you can choose to play for real money. 

The generous bonuses and promotions make up for the limited number of scratch cards in the games library. Players can benefit from a 300% referral bonus when inviting a friend and benefit from a crypto welcome bonus of 200% up to $2,500. To claim the bonus use the JOIN200 promo code.

A further BetUS promo code rewards new customers with a welcome bonus of 150% up to $3,000. To claim the bonus just type in the CAS150 promo code. It’s worth noting that, at $50, the minimum deposit is slightly higher than usual though.

Welcome Bonus

  • Bonus Type: Casino welcome bonus
  • Bonus amount: 150% up to $3,000
  • Deposits: First deposit
  • Promo code: CAS150
  • Rollover: 30x
  • Min deposit: $50
  • Bonus expiry: 14 days

Scratch Cards Games

  • Rise of the Titans
  • Play with Cleo
  • Saiyan Warriors

What we like:

  • Major brand safe & legit
  • Lots of juicy bonuses
  • Quick payout times
  • Easy to navigate interface
  • 350 casino games

What we don’t:

  • High minimum deposit
  • Only 3 scratch card games

4. Bovada- Great Welcome Package & Huge Game Selection 

Bovada Scratch Cards Specialty Games

If you’re looking to buy scratch offs online and to win real money, you can find several games on Bovada’s platform under the ‘Specialty Games’ category. Some of their scratch cards offer payouts even with just one specific icon. 

Bovada is one of the best online casinos and online sportsbooks in the industry. It welcomes new players with a welcome bonus of up to $3,000 split across the three first deposits. To unlock the bonus, you need to meet the 25x wagering requirement. Make use of the popular Bovada promo code BVD1000 to claim the bonus.

Signing up for an account on Bovada’s platform is quite easy and can be done in 5 simple steps. This top online casino offers an exciting rewards program to returning customers and offers a wide variety of games, including 27 different table games and 8 video poker variants.

Welcome Bonus

  • Bonus Type: Casino welcome bonus
  • Bonus amount: 100% up to $3,000
  • Deposits: 100% match up to $1,000 x3
  • Promo code: BVD1000
  • Rollover: 30x
  • Min deposit: $20
  • Bonus expiry: 30 days

Scratch Cards Games

  • New Games TBA

What we like:

  • Huge game selection
  • Great reputation
  • Accepts bitcoin
  • Exciting bonuses
  • Excellent customer service

What we don’t:

  • Payment processing fees

5. – Deposit with Crypto & Claim your Bonus Scratch Cards offers the same wide selection of online scratchers as Wild Casino and BetOnline. You can either bet on the scratch matching symbols, or you can scratch off online to try and hit the jackpot and claim big wins.

Throughout its 15 years in the industry, created an excellent online casino and sportsbook with an efficient, user-friendly interface. This online casino offers several payment options, including crypto.

New players can benefit from a 100% welcome bonus of up to $3,000 for their first three deposits by using the promo code SBCASINO. The minimum deposit to qualify for the welcome casino bonus is $25. However, the bonus needs to be played through x40, which is higher than most wagering requirements.

Welcome Bonus

  • Bonus Type: Casino welcome bonus
  • Bonus amount: 100% bonus up to $3000
  • Deposits: 100% bonus up to $1000 x3
  • Promo code: SBCASINO
  • Rollover: 40x
  • Min deposit: $25
  • Bonus expiry: 30 days

Scratch Cards Games

  • Turkish Delights
  • Dream Vacation
  • Symbols of Luck
  • Lucky Night
  • Lucky Nugget
  • Sky Patriots
  • Fabulous Piggy Bank
  • Mysterious Lamp
  • Kings of War
  • Journey of Ra
  • King’s Alchemist
  • The Two Emperors
  • Viking Crown Destiny
  • Lucky Plunder

What we like:

  • Several banking options
  • Wide selection of online casino games
  • High-quality sportsbook
  • Ongoing promotions

What we don’t:

  • High wagering requirement for welcome bonus

Comparing the Best Online Scratch Cards Casinos

Casino Scratch Card Games Free Scratch Cards Bitcoin Welcome Bonus
Wild Casino 14 100% up to $5,000
BetOnline 14 100% up to $3,000
BetUS 14 150% up to $2,500
Bovada New Games TBA 100% up to $3,000 14 100% up to $1,000

How Do Online Scratch Cards Work?

Online scratch cards are like instant lotteries that you can play online from the comfort of your own home. Just like the paper scratch cards, you buy the ticket and scratch away, hoping to get matching symbols. 

Unlike lotteries, with online scratchers, you get instant results. Many online casinos offer online scratch cards with big wins, even with just one symbol. If you reveal a winning symbol, you can claim your prize online and request a payout to your account. 

These games are quite thrilling, and the excitement starts kicking in as you scratch off to reveal whether you’ve hit the jackpot. Keep in mind that scratch cards work with random number generators just like any other online game. So it’s a matter of luck whether you’ll be cashing out some big payouts.

How to Play Scratch Cards Online

Online scratch cards rules are quite straightforward. These easy steps will guide you through the simple process of how to play online scratch cards:

  1. Select your preferred scratch card (wide selection of unique themes and prizes).
  2. Choose how much you want to pay for each scratch card.
  3. Scratch off using your mouse to reveal matching symbols, jackpots, and winning symbols. 
  4. If you’re impatient to scratch off slowly, some games give you the option to click on a “Reveal” button. This feature reveals the entire ticket at once.
  5. Any rewards and winnings will be added to your account. 
  6. Request a payout or buy more tickets to try your luck for bigger wins.

How We Rank the Best Online Casinos for Scratch Cards

When we reviewed the best online scratch card games and casinos, we took into consideration specific criteria to select the top ones in the market. Throughout our analysis, we reviewed the casino’s bonuses and promotions, game variety, payment options, mobile compatibility, and customer service.

Our 5 best online casinos ranked well in almost all of the following criteria.

Bonuses & Promos

Our top 5 online casinos offer genuine online casino bonuses and promotions with reasonable terms & conditions. Apart from offering attractive welcome bonuses, we also check that returning customers can benefit from their ongoing promotions and rewards programs.

Scratch Cards Game Variety

Having a wide selection of online scratch offs to choose from ensures that players can play scratch cards online for fun, as it enhances the entire gaming experience. There are several unique themes and prizes to go for. Our top-rated online casinos offer an extensive range of legit online scratch offs to keep you entertained. 

Banking Options

Some of our best online casinos offer scratch cards online for free play. However, we always check that each casino offers flexibility in terms of payment methods. Our favorite online casinos offer an extensive selection of banking options, including crypto. Processing fees and transaction processing time are also taken into consideration. 

Mobile Compatibility

We know how fun and convenient it is to play on your mobile device. Highly reputable online casinos have either a specific mobile app for Android and iOS or an optimized website specifically designed for smartphones. Since most offshore casinos don’t have a mobile app, an optimized website is essential.

Customer Service

Having a reliable and efficient customer support team is extremely important to keep the players happy and satisfied. When reviewing online casinos, we ensure that they have a high-quality customer support department to support you and help you with any questions that you might have. 

Types of Online Scratch Cards Games

Here are some of our favorite online scratch card games that you can play at online casinos to win real money:

Turkish Delights

Turkish Delights Scratch cards

This special game is as delicious as it sounds. If you reveal all the matching symbols, you will instantly win a random prize. The theme portrays bright and soft colors with yummy Turkish treats and delicacies. Thanks to the Turkish Delights scratch card game, you can win tasty prizes and hit big jackpots. 

Try your luck and play Turkish Delights at Wild Casino, BetOnline &

Dream Vacation

Dream Vacation Scratch cards

Dream Vacation is an exciting online scratch card game where you need to match 3 symbols to win a prize. This game has a summery vibe with palm trees and nice beach colors. And who knows? If you win real money with this online scratcher, you may even get to go on your dream vacation. 

Dream Vacation is available at Wild Casino, BetOnline &

Symbols of Luck

Symbols of Luck Scratch card

If you’re a fan of lucky symbols, you will love this online scratch off game. Symbols of Luck can help you win real money with a lucky symbol. If you get 3 identical matching symbols, it means you’ve won a prize. Animal symbols reward you with small wins, while other symbols, like medallions, reward you with big wins and large payouts.

Play Symbols of Luck at Wild Casino, BetOnline &

Lucky Night

Lucky Night Scratch Card

Do you want to find out if it’s your lucky night? This exciting online scratch card game is simple and easy to play. All you need to do to win real money is get 3 identical matching symbols. The lowest prize symbols are the fruits and the highest prize symbol is the crown. 

Lucky Night is available at Wild Casino, BetOnline &

Lucky Nugget

Lucky Nugget Scratch Card

Lucky Nugget scratch card has an exciting adventure theme with treasure chests and golden nuggets. If you reveal 3 matching symbols, you know that it’s time to cash out some winnings.

Lucky Nugget is available at Wild Casino, BetOnline &

Sky Patriots

Sky Patriots Scratch card

This adventure online scratch off game has an American military theme. Become a military pilot while playing; conquer the skies in a legendary military aircraft, and try to hit the jackpot. On Sky Patriots, you can win x8,675 more than your bet.

Conquer the skies with Sky Patriots at Wild Casino, BetOnline &

Fabulous Piggy Bank

Fabulous Piggy Bank Scratch card

Fabulous Piggy Bank Scratchcard is a fun scratch off game where you can get richer with huge jackpots. The theme has a sleek background accompanied by entertaining jazz music. The Fabulous Piggy Bank Scratchcard offers free spins which allow you to play free online scratch cards to win real money in USA.

Get richer with Fabulous Piggy Bank Scratchcard at Wild Casino, BetOnline &

Mysterious Lamp

Mysterious Lamp Scratch Card

This fun and exciting scratch card game features a mysterious magical lamp theme. The Mysterious Lamp scratch card rewards players if they reveal 3 matching symbols. Are you ready to find out if your wishes will come true?

Play Mysterious Lamp at Wild Casino, BetOnline &

Kings of War

Kings of War Scratch Card

The Kings of War scratch card is a medieval fantasy-themed scratch card game where gold and priceless treasures are hidden for you to find. Keep an eye out for the crown as if you get 3 matching symbols, you get rewarded with free spins.

The Kings of War scratch card game is available at Wild Casino, BetOnline &

Journey of Ra

Journey of Ra Scratch Card

This ancient Egyptian-style scratch card game will have you glued to the screen. Match 3 identical symbols and get ready to win some real money with this online scratch off game. Journey of Ra has cool graphics and a spooky soundtrack that compliments the ancient Egyptian theme.

Play Journey of Ra at Wild Casino, BetOnline &

Rise of the Titans

Rise of the Titans scratch card

Rise of the Titans Scratchcard is perfect for instant lottery lovers who like instant wins. This Greek mythology-themed scratcher features additional bonuses like free spins and x10 multipliers.

To win real money, you just need to get 3 matching symbols.

Play with Cleo

Play with Cleo Scratch card

The Play With Cleo scratch card is thematically Egyptian. The game has simple rules and huge payouts. Cleopatra carries the biggest wins. To win real money, you need to match at least three symbols. The Play With Cleo Scratchcard also features a bonus wheel where all winnings are multiplied by a random number. 

Play Scratch Cards for Free

The rules for online scratch card games are quite simple. However, it’s always better to give them a try and play for free first. Playing free online scratch offs before playing to win real money allows you to choose your preferred game based on your personal preferences.

Playing scratch cards online with no deposit allows you to familiarize yourself with the system and the symbols, and you get to practice before depositing real money. With so many fun-themed scratch card games available, it’s good to practice first and then pick your favorite one to play using your actual bankroll.

Our best online casinos offer several bonuses and free spins, which maximize your chances of winning real money for free. At BetUS, you can play some of the best free online scratch cards to win real money with no deposit in the USA. Here’s a quick guide to BetUS promo codes for some juicy bonuses.

Scratch Cards Odds & Payouts

Knowing the game odds is always important before you start playing. When it comes to scratch cards, the lower the variance, the better the odds of winning. This table reflects the correlation between ticket prices, the odds of instant wins, and hitting potential jackpots:

Ticket Price Top Prize Odds of Hitting Jackpot Odds of Winning a Prize
$1 $10,000 1 in 700,000 1 in 4
$2 $25,000     1 in 1,400,000 1 in 4
$3 $25,000 1 in 825,000 1 in 4
$4 $50,000 1 in 600,000 1 in 4
$5 $100,000 1 in 666,667 1 in 4
$15 $1,000,000 1 in 1,500,000 1 in 3
$20 $200,000 1 in 300,000 1 in 2

Scratch Cards Strategy & Tips

To win scratch cards and get some big payouts, there isn’t a specific strategy as it’s purely a matter of luck. However, we’ve listed down some tips on how to win scratch cards online:

Tip 1. Find a Game with the Lowest Odds 

Finding a game with the lowest odds increases your chance of winning real money. The previous table can give you an indication when it comes to the odds of winning and hitting big jackpots. 

Tip 2. Play for a Progressive Jackpot

Everyone wants to hit the jackpot, however, it’s not that easy. When playing, watch out for progressive jackpots as your chances might be higher than normal. Such games can sometimes shift the overall odds in your favor.

Tip 3. Look out for Free Spins

Who doesn’t like to play for free? Certain online scratch offs offer bonuses and free spins. This maximizes your chances of winning real money on scratch cards online for free without having to deposit more cash. 

Safe Payment Methods for Real Money Online Scratch Cards

You can usually find several payment methods at online casinos. Most of them are also accepting crypto. We’ve listed some of the most efficient and easy payment methods when playing online scratch cards:


All of our best online casinos for scratch cards accept payments in the form of different cryptocurrencies. A few of the most widely used cryptos are Bitcoin, XRP, and Ethereum. Using crypto to deposit or withdraw winnings is one of the safest payment methods online. 

Transactions are quick, easy, and transparent since it’s built on blockchain. Several online casinos are also offering enticing bonuses when using crypto as your method of payment. 


If you have an online account with Neteller, PayPal, Stripe, Google Pay, or any other popular eWallet, you can play scratch cards online. These payment methods are available at almost all online casinos.

Processing fees might apply when cashing out payouts, but you can find this information in the terms and conditions. Payment processing times and transaction times might differ, so it’s always good to check out transaction times to know when to expect your payout.

Regular Payment Methods

If you prefer to use the traditional payment methods, you can also pay with Visa, MasterCard, or Bank Transfer. Online casinos might have different minimum deposits and maximum withdrawal limits, which you can find on their payment terms and conditions. 

Deposits are usually instant, so you will see that your account balance has been topped, while payouts might take longer to arrive in your bank account, depending on bank processing times. 

Offline vs Online Scratch Cards

Playing online scratch offs is very similar to paper offline scratch cards. We’ve listed a few significant differences so you can compare the main differences:

Offline Scratch Cards Online Scratch Cards
Available in most states Online scratch bonus games
Huge jackpots Fun themes & graphics
Only available from retail outlets Can be played on mobile & computer
Sold at a fixed price Different bet & wager prices 

Scratch Cards Near Me

The easiest way to play scratch cards is online on your computer or smartphone. However, for those who prefer the traditional paper-like scratchers, you can find plenty of land-based retailers where you can buy them from. Here’s a list of authorized retailers in the USA:

  • Casino – Land-based casinos sell a wide selection of scratchers.
  • Licensed Vendors – authorized vendors are allowed to sell a variety of scratch cards.
  • Lotteries – Most state and multi-state lotteries in the US feature scratcher lottery games.

Lottery scratch cards have the potential to reveal huge jackpots and big wins. If scratch card lotteries are legal in your state, why not get your hands on some scratchers and try your luck? Just make sure you are buying the scratch off tickets from a licensed vendor to avoid scams, set a budget, and scratch away.

Big Wins on Scratch Cards in the US

Playing online scratch cards or old-school scratchers is a game based on luck. However, we’ve seen many lucky people who had big wins when playing scratch cards lottery games. Here’s a list of recent big wins on scratch cards in the US:

  • $5 million – 2015 in New Jersey, a lucky mom takes home a big win from Cash Extravaganza instant lottery scratch card game. 
  • $10 million –  2016 in North Carolina a guy won the land-based Ultimate Millions game.
  • $6 million – 2016 in California, twin sisters won the California lottery scratcher offline game.
  • $10 million – 2020 in North Carolina, a guy won the land-based scratch off game Supreme Riches.
  • $10 million– 2021 a lucky guy won the Ultimate Millions Scratchers game.  
  • $1 million – 2022 a woman in Florida won from the scratch off game 500X THE CASH.

Scratch Cards Glossary

  • Jackpot: the grand price revealed if you get a specific winning combination of matching symbols. 
  • Layout: number of rows and columns reflected on a specific scratch card.
  • Max: the highest bet you can play per scratch off.
  • Mini Bet: the lowest bet you can place per scratch off.
  • Online scratch card tickets: a digital version of a printed scratch off ticket. The online scratch cards are virtually scratched by the mouse device or by clicking on a feature button to reveal all symbols. 
  • Paytable: contains the rules of the game. Online scratchers can have specific multipliers as awards that determine the payouts.
  • Printed scratch card tickets: physical scratch off tickets with scratch-to-reveal parts with hidden symbols to be used in a lottery for instant wins. 
  • Scratch card odds: the probability of winning with a scratch card. The scratch card odds reflect the ratio of the amount of winning cards to the total number of printed scratcher tickets.
  • Scratch panel: a part of the ticket covered with latex material that can be scratched off to reveal the hidden symbols. 
  • Wager: scratch cards online can be bought for different prices. Wager stands for the actual price of the scratch card chosen by the player. 

Read our related pages…

Here’s a list of other related pages where you can find useful information about online casinos, and the latest updates about the gaming industry.

  • Online lotteries – Best lottery site guide reviewing the 10 best lottery sites in the USA.
  • Keno online – Tips & useful info on how to play keno and win real money.
  • Bingo online – The best online casinos to play online bingo for real money.
  • Sweepstakes online – Discover the best online sweepstakes casinos in 2022.
  • Online casino games – Reviewing the top casino games in 2022 & where to play them. 

Best Online Casino for Playing Real Money Scratch Cards

Wild Casino is our favorite online casino for playing online scratch offs to win real money. Don’t miss out on their specialty section where they have the best online scratch cards games. You have 14 different fun-themed scratchers to choose from with the potential for big wins!

Don’t forget to claim your 100% welcome bonus up to $5,000, which can be used on their huge selection of games. For crypto enthusiasts, there’s something for you too. You can claim a 300% welcome bonus up to $3,000 on your first deposit. Before you start playing, check out their long list of promos at our Wild Casino No Deposit Bonus guide.

Best Online Casino for Scratchers
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$5,000 Welcome Bonus For New Players

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Graziella is an expert on the online gambling industry and the crypto casino market. After working with a licensed operator as a support agent, she developed a keen interest in the industry. Her passion for casino gaming led her to start writing guides and reviews for several publications including,, and